Under the National Trust, the government has introduced the Niramaya Health Insurance Scheme, catering specifically to individuals with Autism, Cerebral Palsy, Mental Retardation (Intellectual Disability), and Multiple Disabilities. This scheme offers comprehensive insurance coverage of Rs. 1 lakh per beneficiary per year.

As a registered organization, GiftAbled offers assistance and support for individuals seeking enrollment under the Niramaya scheme. GiftAbled plays a role in helping individuals understand the enrollment process, gather the necessary documentation, and navigate the requirements to avail the benefits of the Niramaya healthcare initiative.

About the Scheme

  1. Affordable Health Insurance to PwDs
    Health insurance coverage of up to Rs. 1.0 lakh
    3.Facility for OPD treatment including the medicines, pathology, diagnostic tests, etc, Regular Medical checkups for non-ailing disabled, Dental Preventive Dentistry, Surgery to prevent further aggravation of disability,Non- Surgical/ Hospitalization, Corrective Surgeries for existing Disability including congenital disability, Ongoing Therapies to reduce the impact of disability and disability-related complications, Alternative Medicine.
    Transportation Costs
    No pre-insurance medical tests are required
    The scheme will be available in the entire country

Scheme Description

  1. Have a single premium across the age band
    2. Provide the same coverage irrespective of the type of disability covered under the National Trust Act
    3. Insurance covers up to Rs.1.0 lakh, on a reimbursement basis only
    4. All persons with disabilities under the National Trust Act with valid disability certificates will be eligible and included.
    5. No pre-insurance medical tests
    Treatment can be taken from any hospital

For more information on Niramaya or to Enroll you may call us at

8438499165 or 8618501307

You also may email us at